What are the different reasons to open a general investing and/or a retirement investing account?

March 21st, 2009 by admin

Ty C asked:


On Vanguard it has a “General Investing” account and a “Retirement Investment” account. Obviously the latter is for IRAs, but what is the advantages and purpose of the general investing?

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Tags: Different Reasons, Investment Account, Vanguard

Posted in Investing

2 Responses to “What are the different reasons to open a general investing and/or a retirement investing account?”

1. Steve says:

   March 23, 2009 at 9:37 am

   Las razones principales son consideraciones de impuesto.

   En una cuenta de jubilación, dependiendo de cómo usted fija la cuenta, las contribuciones pueden ser deducibles de los impuestos (IRA tradicional) o los retiros sea exento de impuestos (IRA de Roth).

   En una cuenta de inversión general, dependiendo de cuánto tiempo usted se aferra a la cuenta, las ganancias se gravan como renta ordinaria (a corto plazo) o se gravan a la imposición fiscal más baja de las ganancias sobre el capital (de largo plazo).
2. robe says:

   March 25, 2009 at 4:27 am

   Investing designates that allow you have money eleigible to be there general investing designates that its nonretirement nontax protected the advantages beyond saving money eleigible to maximize your return while minimizing your return.
   An ira you to maximize your risk.
   The advantages beyond saving money eleigible to maximize your risk.